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Why Forbes and Sam Altman are betting on this young founder’s credit card startup

June 6, 2025
in BUSINESS
Why Forbes and Sam Altman are betting on this young founder’s credit card startup

Marc Baghadjian

Marc Baghadjian is no stranger to startups. At just 24, the American entrepreneur and investor has already founded two ventures, secured funding from tech icons like Sam Altman, and landed a spot on Forbes’ 30 Under 30 in Finance. His latest company, Hypercard, is redefining the way individuals and businesses manage credit.

From Lolly to Hypercard: A Founder’s Evolution

Before launching Hypercard, Marc was best known as the co-founder and CEO of Lolly, a video-based dating app that aimed to inject authenticity and creativity into the online dating space. While Lolly ultimately shuttered in 2022, it served as a pivotal foundation for Marc’s next chapter — and sharpened his sense of what Gen Z and Millennial users truly want: utility, speed, and authenticity.

In August 2022, Marc pivoted from social apps to financial technology with Hypercard, a fintech startup that blends the functionality of a corporate and personal credit card. Operating on the American Express network, Hypercard offers a sleek solution for startups, teams, and individuals seeking premium benefits without the traditional corporate red tape.

Raising $4.5M and Rewriting the Playbook

Hypercard quickly gained traction, securing $4.5 million in funding — with half of the investment coming directly from OpenAI CEO Sam Altman. The platform is integrated with Amex’s Agile Partner Platform, allowing rapid feature rollout and seamless access to elite cardholder perks.

Its hybrid approach enables companies to distribute cards to employees with customized controls while maintaining a sleek, personal-user-friendly experience. In the world of modern business finance, Hypercard is quietly becoming a serious contender.

Recognition and Reach

  • Forbes 30 Under 30 (2024): Marc’s work on Hypercard earned him a coveted spot on Forbes’ Finance list, spotlighting his bold vision and ability to scale ambitious products.

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  • Bain Capital Ventures Scout: He now supports other early-stage founders by writing angel checks ($10,000–$25,000) through his role as a scout for BCV.

  • Speaker at TECH WEEK & Fortune Brainstorm Tech: Marc frequently shares his insights on the future of finance and entrepreneurship at leading conferences.
Tags: AmexCorporateCardsFintechFounderForbes30Under30GenZFintechHypercardMarcBaghadjianSamAltmanStartupFinance
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